PTB3010T: BusPerFinS (2014-2015)
CURRICULUM PROGRAM: Virtual School Program
COURSE TITLE: Bus & Personal Finance (Fall/Spring)
CALENDAR YEAR: 2014-2015
GRADE LEVEL: 9-12
COURSE LENGTH: 18 weeks
Understanding financial management concepts is an important life skill. From credit to insurance to taxes, it is imperative that students understand the consequences of their choices. Wisely managing their money, students become citizens that are more responsible. A thorough understanding of financial concepts, with practical application through activities and projects, will enable students to leave this course with applicable, useful skills for life.
This course surveys the basic personal financial needs of most individuals and emphasizes the basics of budgeting, saving, checking, investments, credit, the wise use of insurance, and paying and preparing income tax returns. After high school, students face a world filled with possibilities, and the more knowledge they can acquire, the higher the probability that their financial future will be secure. Students taking this course will learn to better prepare for their financial futures.
PTB301 Business & Personal Finance Course Description
During this course students will:
- Develop consumer skills
- Handle banking transactions
- Handling Credit/loan functions
- Learn about earning and reporting income
- Conduct tax functions
- Plan for personal financial success
- Devise an investment and savings plan
- Plan financial aspects of a business
Course Outline: Module I: Financial Planning
- Section A: You and Your Career
- Section B: Goals and Starting a Budget
- Section C: Understanding Taxes
Module II: Understanding Credit
- Section A: What is Debt?
- Section B: Identity Theft
- Section C: Managing Credit & Short Term Debt
- Section D: Long Term Debt
Module III: Spending Money
- Section A: Fixed Expenses
- Section B: Flexible Expenses
Module IV: Banking & Insurance
- Section A: Banking
- Section B: Insurance
Module V: Business Enterprise, Ethics and Management
- Section A: What is a Business?
- Section B: Ethics and Management
Module VI: Investing and Retirement Planning
- Section A: What is Investing?
- Section B: Stock Market Simulation
- Section C: Home and Retirement
- Section C: Finishing a Budget
Textbook: There is no textbook required for this course. All of the instructional content is available online within the course.