About Your Employment
Art Students
General Information
Current DoDEA Vacancies
HR Advisor
May Human Resources Advisor Volume 2, Issue 5

Designation of Beneficiaries Explanation

Designation of Beneficiaries Explanation

Several Federal benefits result in the payment of money if you die as an employee. If you die as an employee and you do not have valid beneficiary forms on file, benefits are paid in the following order, which is set by law:

  • To your widow or widower
  • If none, to your child or children in equal shares, with the share of any deceased child distributed among the child's descendants
    Note: Child or Children in this order do not include Stepchildren
  • If none, to your parents in equal shares or the entire amount to your surviving parent
  • If none, to the executor or administrator of your estate
  • If none, to your next of kin under the laws of the state where you lived at the time of your deathv

If you want payments to be made differently, you should designate a beneficiary. If you are satisfied with the legal order of precedence, you do not need to complete any beneficiary forms, however, it is highly recommended you do so. Having a valid and current beneficiary form on file insures payments are made to the person(s) you intended for receipt.

Once you decide to file a designation, be sure it remains accurate and current with addresses of the designations. You may change your beneficiaries at anytime unless there are court orders or assignment of a benefit, which prevent you from doing so.

FORMS: Please read carefully the specific instructions on each designation form before making your designation.

  • Federal Employees' Group Life Insurance (FEGLI) Program, Standard Form 2823. This form is used to designate your FEGLI and maintained on file in your Official Personnel File (OPF). This form may be turned into your Personnel Customer Representative (PCR), Site Manager, or servicing Human Resources Management Team (PMT).
  • Unpaid Compensation of a Deceased Civilian Employee, Standard Form 1152, which is any salary or annual leave that is still owed to you at the time of your death. This form is maintained in your OPF and is invalid if you change employment that results in a change in your servicing payroll office. Even if your beneficiary has not changed if you change servicing payroll offices, the form is invalid and will be paid in accordance to the Order of Precedence. This form may be turned into your Personnel Customer Representative (PCR), Site Manager, or servicing Human Resources Management Team (PMT).
  • Designation of Beneficiary, Civil Service Retirement System, Standard Form 2808, is for CSRS or CSRS Offset employees only. If you die as an employee and you have no one eligible to receive a survivor benefit, (legal or former spouse, dependent unmarried child(ren)) the amount of your retirement contributions will be paid to the designated beneficiary. This form is maintained on file with the Office of Personnel Management (OPM). Complete this form and mail it to the address on the form. It cannot be acknowledged receipt by your employing office, you must send the form to OPM.
  • Designation of Beneficiary, Federal Employees' Retirement System, Standard Form 3102, is for FERS employees only. If you die as an employee and you have no one eligible to receive a survivor benefit, (legal or former spouse, dependent unmarried child(ren)) the amount of your retirement contributions will be paid to the designated beneficiary. This form is used to designate your FEGLI and maintained on file in your Official Personnel File (OPF). This form may be turned into your Personnel Customer Representative (PCR), Site Manager, or servicing Human Resources Management Team (PMT).
  • Thrift Savings Plan (TSP) Designation of Beneficiary, TSP-3, is used to by both CSRS employees who participate in the TSP and all FERS employees to designation your account contributions and earnings. You must submit this form directly to the address on the form for the TSP record keeper. The form is invalid is received by or forwarded by your employing agency.

You should be careful when designating minor children as beneficiary. In many cases if the child(ren) are under age 18, the money will be paid to the legal guardian for the child. You may designate a trustee or make designation to your estate; however there are specific instructions on each form for doing so. If you have further questions or need additional assistance regarding your beneficiary forms, please contact your PCR or servicing PMT.