NEWSFLASH: Long Term Care Insurance Decision Deadline: November 9

Sep 22, 2023

Long Term Care Partners, LLC, administrator of the Federal Long Term Care Insurance Program (FLTCIP), has announced an increase to premiums. They mailed Enrollee Decision Period letters to FLTCIP enrollees impacted by the current premium increase. The letter includes information about the premium increase with personalized options to help mitigate the impact of the increase. The exact amount of the premium increase can vary based on your group. You can also view your options online in your My LTCFEDS account.


The deadline to submit your decision is November 9, 2023.


For additional information please contact the Federal Long Term Care Insurance Program directly or visit


Most FLTCIP enrollees are impacted by the current premium increase effective January 1, 2024. In general, you are impacted if you have FLTCIP 1.0, FLTCIP 2.0, or FLTCIP Alternative Insurance Plan (AIP) coverage and are not currently eligible for benefits or waiting for a decision on a pending claim. There may be exceptions to this depending on your issue age (the age you applied and were approved for coverage). If you are excluded from the current premium increase, you will receive a letter indicating this.

Not Impacted

If you have FLTCIP 3.0 coverage, you are not impacted by the current premium increase.

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